The first weeks
Freeze credit with all three bureaus
Contact Equifax, Experian, and TransUnion to freeze their credit. This prevents identity theft, which is common after a death because scammers use published obituaries. Each bureau has a specific process for reporting a death.
What you'll need
- A copy of the death certificate
- Their Social Security number
- Letters Testamentary (your court appointment)
Good to know
Send a copy, keep the original: Each bureau usually wants a copy of the death certificate. Don't send the only original you have. Order extras first (see Immediate Arrangements).
Need help with this step?
Someone on our team can talk through this step with you, answer questions, and help you figure out what applies.
Free · Call or text 301-539-9175