The next few weeks
Notify their mortgage lender
Mortgages don't disappear when a borrower passes, but they can usually be assumed by a spouse or heir who wants to keep the house. Contact the servicer to understand your options. Don't stop making payments while you figure it out.
What you'll need
- The mortgage account number
- A copy of the death certificate
Good to know
Missed payments can bring late fees and, eventually, put the home at risk.
Need help with this step?
Someone on our team can talk through this step with you, answer questions, and help you figure out what applies.
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